Does Honolulu Exotics offer rental car coverage?
We offer additional coverage up to $50,000.
Rental car insurance is usually broken out into the following coverages:
Liability coverage
Personal accident insurance
Collision Damage Waiver (CDW)/Loss Damage Waiver
Personal Effects Coverage
Insurance you likely already have
-Liability coverage. This is the foundation and most basic component of most car insurance policies. If you have adequate liability coverage on your own vehicle (check with your insurance provider), you may choose to skip this one.
-Personal accident insurance. If you have health insurance or personal injury protection on your personal auto policy this is not needed. This insurance covers your medical bills in the event of a crash in the rental car.
Rental Car Coverages that might be worth purchasing
-Collision Damage Waiver (CDW)/Loss Damage Waiver. This is not insurance, but it will waiver the financial responsibility from you to us in case of damage or theft. This will also provide coverage for “loss of use” while the car is repaired or out of commission. Please inquire with us if you would like this coverage or chose it during checkout.
-Personal Effects Coverage. Surprisingly and what most people do not know is if you have homeowner’s insurance or renter’s insurance your personal items being stolen or damaged in the event of a car break in or other accident may already be covered by your policy. Check with your policy to make sure you are covered.
Please contact us at (808) 927-4593 if you have any other questions.